Money

I'm sure I've blogged about this before - but how is one sensible with money?

I've just done some calculations. I've earnt about £900 by working full-time for the last 5 weeks or so. That leaves me with £150 after I've paid my rent for the next 3 months until my next loan installment. That will be about £1000 which will leave me with £250 when I get to Christmas.

I am currently in negative on my bank balance, so if I put that money in to my overdraft that still leaves me in over £300 debt, since once rent was paid this term, there wasn't a great deal left of my loan. And that's just accommodation - then there's food and general living. Maybe I need to work some more. The thing is, not many places are up for employing you just for summer - especially when you try to fit too much into it!

This isn't a plea for money, just comments on how you can be expected to go to uni without getting in debt. I just don't understand how you can live without working all summer and working during term time. I know all the arguments for 'you go to uni knowing you're gonna get in debt' and 'you can't expect money to be handed to you on a plate' but I am sensible with money. Far too sensible sometimes and yet I'm still gonna be in at least £9000 debt at the end of uni and that's just the student loan - which I have to say - doesn't go much further than accommodation and bills.

Hopefully I've got a job for September (depending on whether a girl passes her a levels) which will help a great deal. I thought I was doing fine, but then there's this big summer gap with no loan. If I'm struggling, how on earth do my housemates manage? I think one is already in up to £10000 debt.

I also don't understand how people like Keith can slog their guts out, but then when their pay comes in it only just about covers rent and bills. How do people afford things? Is it all just credit cards, store cards and massive amounts of debt?

This is quite a rant really isn't it? I'll shut up now.

Thank you Lord for all that you have given me. Thank you for wonderful friends and family. Thank you for the roof over my head, the food on my plate and my general safety and aliveness.